by Steve Davies | Oct 6, 2026 | Life Insurance
If you’ve ever started a life insurance application and stalled at the health questions, you’re not alone. The underwriting process is the part people tend to dread, usually because they imagine it’s invasive, slow, or likely to end in a knockback....
by Steve Davies | Aug 31, 2026 | Latest News, Life Insurance
If your life insurance premium just went up again and you’re wondering why, the answer usually comes down to one decision you made when you first took out the policy: whether you chose a stepped or level premium structure. It’s a choice most people make...
by Steve Davies | Dec 3, 2025 | Income Protection, Latest News, Life Insurance
Needing insurance is a moment most of us face at some point. However, jumping online can leave you flooded with too many options, sifting through policies, exclusions, limits, waiting periods, product fact sheets and unfamiliar terms. It’s no wonder only 1.5% of...
by Steve Davies | Feb 22, 2024 | Latest News, Life Insurance
A lot of enquiries that come through our website aren’t aware of the differences between general insurance advice and personal insurance advice. This article helps break down Life insurance personal advice vs General advice which may help you decide which option is...
by Steve Davies | Sep 26, 2023 | Income Protection, Latest News, Life Insurance, TPD Insurance, Trauma Insurance
At theinsurancequoter.com.au we regularly receive enquiries from people who have been declined insurance by their superfund/another insurer or have been offered loadings/exclusions. Whilst these are sometimes unavoidable, it’s important to remember that each insurer...
by Steve Davies | Jan 10, 2023 | Latest News, Life Insurance
Ensuring death benefits are paid to the intended recipient is crucial when structuring your life insurance policy. With modern day family structures, it is increasingly likely there may be multiple people who could potentially claim to the life insurance benefit...
