by Steve Davies | Aug 31, 2026 | Latest News, Life Insurance
If your life insurance premium just went up again and you’re wondering why, the answer usually comes down to one decision you made when you first took out the policy: whether you chose a stepped or level premium structure. It’s a choice most people make...
by Steve Davies | Aug 19, 2026 | Latest News, TPD Insurance
Many Australians already have TPD insurance and don’t realise it. If you’re part of a super fund, there’s a good chance Total and Permanent Disability (TPD) cover is bundled in automatically, quietly deducted from your balance each month, without you...
by Steve Davies | Aug 19, 2026 | Income Protection, Latest News
If you work for yourself, whether you’re a sole trader, running your own contracting business, or freelancing, your income depends entirely on you turning up and doing the work. There’s no sick leave to fall back on, no annual leave bank, and no employer...
by Steve Davies | Mar 10, 2026 | Latest News
‘What if’ is something no one wants to think about. However, planning for the what ifs in life can help protect you, your lifestyle and your family if something does happen to your ability to earn or to support your family. This concern is when people typically start...
by Steve Davies | Dec 8, 2025 | Latest News
When you’re busy running a household, a business, or just trying to stay on top of everyday life, digging through insurance policy documents is probably the last thing you want to do. Yet your income, your family and your assets are too important to leave to guesswork...
by Steve Davies | Dec 3, 2025 | Income Protection, Latest News, Life Insurance
Needing insurance is a moment most of us face at some point. However, jumping online can leave you flooded with too many options, sifting through policies, exclusions, limits, waiting periods, product fact sheets and unfamiliar terms. It’s no wonder only 1.5% of...
