by Steve Davies | Oct 6, 2026 | Life Insurance
If you’ve ever started a life insurance application and stalled at the health questions, you’re not alone. The underwriting process is the part people tend to dread, usually because they imagine it’s invasive, slow, or likely to end in a knockback....
by Steve Davies | Sep 28, 2026 | Income Protection
When you work for yourself, there’s no employer quietly arranging a safety net behind the scenes, no sick leave building up, no default cover through a workplace, no one to keep paying you if you can’t work. As a sole trader, all of that lands on you....
by Steve Davies | Sep 25, 2026 | Income Protection
Making a life insurance claim usually comes at one of the hardest times in a family’s life, so the last thing anyone needs is confusion about where to start. The process itself is generally straightforward once you know the steps, and knowing what to expect...
by Steve Davies | Sep 23, 2026 | Income Protection
If you’re paying premiums for income protection insurance, there’s a good chance you can claim them back at tax time. It’s one of the few types of personal insurance the ATO treats as an income protection insurance tax deduction, though the answer...
by Steve Davies | Sep 2, 2026 | Keyman Insurance
If your business would struggle to survive losing one specific person, a founder, a top salesperson, a technical lead nobody else could replace overnight, that’s exactly the risk key person insurance is built for. It’s one of the more overlooked forms of...