by Steve Davies | Oct 15, 2026 | Income Protection
If you’re a tradie, you already know the physical toll the job can take, sore backs, dodgy knees, the odd trip to the emergency department. What’s less obvious is how exposed that leaves you financially if an injury or illness ever stops you working for...
by Steve Davies | Oct 6, 2026 | Life Insurance
If you’ve ever started a life insurance application and stalled at the health questions, you’re not alone. The underwriting process is the part people tend to dread, usually because they imagine it’s invasive, slow, or likely to end in a knockback....
by Steve Davies | Sep 28, 2026 | Income Protection
When you work for yourself, there’s no employer quietly arranging a safety net behind the scenes, no sick leave building up, no default cover through a workplace, no one to keep paying you if you can’t work. As a sole trader, all of that lands on you....
by Steve Davies | Sep 25, 2026 | Income Protection
Making a life insurance claim usually comes at one of the hardest times in a family’s life, so the last thing anyone needs is confusion about where to start. The process itself is generally straightforward once you know the steps, and knowing what to expect...
by Steve Davies | Sep 23, 2026 | Income Protection
If you’re paying premiums for income protection insurance, there’s a good chance you can claim them back at tax time. It’s one of the few types of personal insurance the ATO treats as an income protection insurance tax deduction, though the answer...