by Steve Davies | Oct 15, 2026 | Income Protection
If you’re a tradie, you already know the physical toll the job can take, sore backs, dodgy knees, the odd trip to the emergency department. What’s less obvious is how exposed that leaves you financially if an injury or illness ever stops you working for...
by Steve Davies | Sep 28, 2026 | Income Protection
When you work for yourself, there’s no employer quietly arranging a safety net behind the scenes, no sick leave building up, no default cover through a workplace, no one to keep paying you if you can’t work. As a sole trader, all of that lands on you....
by Steve Davies | Sep 25, 2026 | Income Protection
Making a life insurance claim usually comes at one of the hardest times in a family’s life, so the last thing anyone needs is confusion about where to start. The process itself is generally straightforward once you know the steps, and knowing what to expect...
by Steve Davies | Sep 23, 2026 | Income Protection
If you’re paying premiums for income protection insurance, there’s a good chance you can claim them back at tax time. It’s one of the few types of personal insurance the ATO treats as an income protection insurance tax deduction, though the answer...
by Steve Davies | Aug 19, 2026 | Income Protection, Latest News
If you work for yourself, whether you’re a sole trader, running your own contracting business, or freelancing, your income depends entirely on you turning up and doing the work. There’s no sick leave to fall back on, no annual leave bank, and no employer...
by Steve Davies | Dec 3, 2025 | Income Protection, Latest News, Life Insurance
Needing insurance is a moment most of us face at some point. However, jumping online can leave you flooded with too many options, sifting through policies, exclusions, limits, waiting periods, product fact sheets and unfamiliar terms. It’s no wonder only 1.5% of...