Insurance News
MLC removes level premium option for all policies
As of February 3 2024, MLC will be removing the level premium option for all Life, Income Protection, Business expenses, TPD and Trauma policies. Whilst this won’t affect any existing MLC insurance policy owners that currently have level premiums, it gives an idea of...
Trauma Insurance For Prostate Cancer
Prostate Cancer Insurance Cover An estimated 24,500 cases of prostate cancer will be diagnosed in Australia in 2023. Prostate cancer represented 27% of all cancer diagnoses in men in 2022 Around 3,500 Australian men died of prostate cancer in 2022What Is Prostate...
Most common reasons people get declined for Life, TPD, Trauma or Income Protection insurance?
At theinsurancequoter.com.au we regularly receive enquiries from people who have been declined insurance by their superfund/another insurer or have been offered loadings/exclusions. Whilst these are sometimes unavoidable, it’s important to remember that each insurer...
How to Compare Income Protection Quotes To Protect Your Income
We all know how important a reliable income is for keeping our lifestyle afloat. But what happens when something unexpected happens and your income suddenly takes a hit? That's where income protection comes in. Income protection is a type of insurance that helps...
Binding Death Benefit Nominations
Ensuring death benefits are paid to the intended recipient is crucial when structuring your life insurance policy. With modern day family structures, it is increasingly likely there may be multiple people who could potentially claim to the life insurance benefit...
4 Ways to Buy & Own Life Insurance
Insurance policies can be bought in one of 4 ways: Through a financial adviser Direct from an insurance company From a company such as Choosi or life insurance direct. These companies do not provide advice and can only provide quotes and the relevant PDSs as opposed...
Trauma Insurance | More Than Just Physical, Heart Attacks Are Emotional Too
Experiencing a heart attack may lead to feelings of fear, trauma, sadness and anxiety. One recent study by the Australian Centre for Heart Health involving 900+ heart attack patients found that over 40% had increased levels of anxiety levels and 20% had symptoms of...